Meet the team.

The people building Ledgers and the culture we operate by.

Ledgers is built by operators who understand founder pain and financial reality. Every gap covered from day one.

The Architect· Vision & Finance

F. Josef Obeid
Founder & CEO
The mind behind Ledgers. A decade inside the financial reality of companies before designing the system founders actually need. Ledgers is not a product he imagined. It is a blueprint he lived.

The Engineer· Product & Tech

Andrew Angeli
Co-founder & CTO
The engineering mind behind the platform. Twenty-four years turning complex requirements into systems that do not break. He builds what is needed before anyone knows they need it.

The Bridge· Access & Governance

Dany Habib
Co-founder & CSO
The access and governance layer of the team. Nine years inside the institutions Ledgers needs to win. He opens doors others cannot knock on and builds the regional credibility no product feature can replace.

The Storyteller· Brand & Growth

Tracy Shayne
Head of Brand & Growth
The force behind how Ledgers looks, feels, and lands. She makes founders feel Ledgers before they understand it, and turns product logic into stories people actually share.

How we work

Small team. Big ownership.

We are a small team building something that did not exist before. Everyone here thinks like a founder, moves fast, and cares deeply about the problem we are solving. We do not have departments. We have people who own things.

• Founder-minded
  Everyone owns their work
• Operators first
  We have lived the problem
• Move fast
  Ship, learn, iterate
• Built to last
  Quality over shortcuts